Manage Your Debt Effectively

I told myself Id rather 1 credit card than have more than one. You know why? Id want to avoid myself from debt and Avoid Bankruptcy. When you have more than 1 credit card the more you are tempted to buy unnecessary stuff. You will be thinking it's okay to get it because you can afford it but charge to your credit card.

But if you're in a bad situation right now like bankruptcy by your home or work you need a bankruptcy advice. On this site at cleardebt.co.uk you will know the disadvantages of this. As read on the site if you are in bankruptcy, there are tendecies that when you want to rebuild your credit, your assets including the house will be sold required for a basic standard of living. And another one is you are not allowed to obtain $500 credit.

Those are some of the advantages you may get from bankruptcy. So to avoid this you should take care of your debt and be responsible on you handle your expenses and be more meticulous with what do you really need.

Thats why my hubby has one credit card right now. He had a bankruptcy for the last 7 yrs. It was not his fault. I just dont want to discuss more further because it's kinda personal thing.

Anyways, check out the site so you will be able how to avoid bankruptcy. It is for your own good and of course it's your future rely on this situation.

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We have a nice Christmas with friends

As I said on my last post, we spend Christmas with my co-worker and her husband at their house. I cooked spaghetti and Sweet and Sour Fish. When we went there, We just chatted and watched TV and of course eat. It was nice, cause hubby didn't get bored talking to my friend's husband. He is nice and he said he can tell what he want. Maybe because they have same race.


Well, I hope next Christmas will be more merry. I hope Ill spend Christmas with my beloved family.

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Christian Chat

Are you still looking for your soulmate? Why not try to go to this site and make an account and try look for our soulmate in Christian Chat. Im sure you can meet lots of people who has a big heart and Christian people. And im sure you can find lots of good friends in the site.

So search them now and start a good conversations with them.

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Cheaper Way to Send Money Back Home

I know that we Filipinos cant say "No" to our family. When your outside of our Country or your living Abroad our family expects that we have a good life. But they never know its the same when we live back home. The only thing that is good here is, life more easier like doing the laundry, clean the house and cooking but still you have to work hard to survive and pay the bills. Though they think like that we still send money back home cause it has a bigger value with Philippine money and not that we have the heart to help our beloved family. So i have a new tip for you to send money back home that is cheaper than using other money transfers.

The one im talking about is using Philippine National Bank online. I have been using PNB for almost a year to send money back home for my family. Since we have a PNB here in LA i always go there to send the money, it takes only 4hrs before my sister can withdraw the money. And that is only 5 bucks for $500!! Inst it that cheap? And for $501 up is only 9 bucks! If you compare that to other money transfers it cost you 15 bucks for 200 dollars and 21 bucks for higher amount!! That would be a big savings for you guys!!! Remember we work hard for that money!!

If you dont have a PNB in your area, you can do it online. You can register here at PNB Remittance Site. It takes 3 days before your love ones can get the money. If you send them money regularly you can use this, just send the money in advance before they can actually use the money for something.

If any of your family dont have a PNB account yet, All you have to do is tell your love ones to open an ATM account at PNB. When i did it before, i had to deposit 5000 pesos to get an account and i got my ATM for only 3 days. Thats all then your on your way to send money to your love ones!!! No need for you to go to Money Transfer site or bldg. Just go online then your good.

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Vampire Chat

Do you want to chat with interesting people? Why no try the Vampire Chat. This will be really interesting conversations with them. If you want to know about them and if you have lots of questions about anything of course about their life then go to the site now and register.

So what are you waiting for?Make friends with the vampire!!

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Spending Christmas on Friends' House

Since me and hubby dont have any family here in Los Angeles we will spend Christmas at my friend Ammie with her hubby too. She is my co-worker. I like it cause she is nice lady and we can really understand and get along cause we talk at the same language bisaya.

I accept it's really lonely here if you dont have any family living with you. I always wish we are rich so me and hubby can just stay in Philippines. But this is life. We still have to save a lot of money before we will decide that big decision in life.

But Im still glad I have some nice friends who live here. Atleast Im not that lonely anymore not like my few months I stayed here.

Oh well, that's life as I always say. So Merry Christmas friends. Wish you have wonderful Christmas even we are far from our beloved family.

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Online Chat City

Ar you fun making friends or chatting online? If you are, you can register an account for Free Online Chat at onlinechatcity.com. In the site you can find a lots of group of people. If you like to talk to black people you can find them at the chat room. If you love to talk Asian people no doubt you can talk to them at the site.

So why not try to make friends there or maybe who know you can find your soul mate there. Goodluck!!

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Merry Christmas!!!




How i really wish Im home spending Christmas with my Family. It will be 2 Christmas I'm gonna miss spending with them. I miss the kids so much, I miss the gatherings with my family and their family. I miss the bonding we had and the talks and cuddling the kids. Wish Im really home. Im so lonely here. How I wish im rich so I just go back home in just one snap of my fingers. But unfortunately not. Me and my husband just working just like simple and ordinary people in Philippines. Our paycheck are just enough to buy food, pay rent and pay the bills.

Anyways, so much of my sentiments, I just want to greet everyone here a Merry Christmas and Advance Happy New Year. I hope Next year will be a good year for everybody.

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Legal Funding from LawMax

Do you need a legal finance? Well, LawMax will provide a Settlement Funding for you. You can claim this if you have a personal injury. At LawMAx, they will provide you the best attorney for your problems.

They wil help you with the financial problems if you need some. While your in the middle of the case, they will guide and help you go through it.

So if you need help just go to LawMax.

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Atlast I'll Take a break!!

I feel so exhausted today. I've been working for how many days and I really want to take a break from work. If only I have lots of money to buy tickets to go back home in Philippines I would love too. But for now I'm so low. I'm short with my money because of lots of stuff happened here.

Anyways, It's my day off tomorrow and im so thankful that i'll stay home and do what i want to do. I wish Im just home in Philippines. Im sure ill be more happier cuddling my niece and nephews. Oh, well life is like this.

Friends thank you for reading.

Have a nice Night!!

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It's Super Bowl Party Time!!!

My hubby really loves to watch football. It's one of his favorite game. Before I'm so depressed to watch it with him on every Sunday because I want to watch a variety show from The Filipino Channel called ASAP 08. When the team Washington Redskins play the game, I wont say anything cause he dont want me to disturb his game. But when i tried to sit with him watching the football game I started to like it.

Last time we attended a get together with some of his friends and we watched the football game I really enjoyed it. I like it cause i saw my friends so happy talking about the game and of course so happy that we are together.

Now, Im if ever my hubby will plan for football party I gotta do a lot of stuffs. I'll cook lots of food. I read this superbowl party ideas on how to prepare your football game party. Maybe I should try the appetizers i found on the site like Fired Up bread sticks, Mojito Mayo Dip. And they have lots of appetizer on the site. And make some parlor games when it's half time.

Im sure the party will be good and enjoyable. My friends will never forget If me and husband will be the host of the party.

And if you are planning to have one, try to visit the site. It will give you more ideas on how to prepare the football game party.

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PR is back again

I wasn't able to catch some opp for awhile due to no opp available for me. If you dont have your own blog domain and you don't have higher real rank in IZEA your blog cant really catch opp. And the most important is the Page Rank. For the past 2 weeks my PR 2 got lost and I'm amazed yesterday I have it on my blog.

Now, I'm starting to catch opp from PPP. Even I'm so tired from work, I have to browse PPP to get some more income.

Im so happy my PR is back again. It is sure that my blog will be updated hehehe.

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Is it Really?

I was really surprised when my friend Myrna sms me and told me that my blog was blog of the day from PPP today. I was at work early in the morning so I wasn't able to check PPP this morning. I didnt expect they will feature me but Thank you PPP its an honor to feature me in your network.

I made sure I took a picture because Im sure it is once in a blue moon to feature in there. And Thanks Myr for letting me know!!! Im sure Im gonna miss this!!



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Report Phone Numbers

I like this site because I can report and give my own report about this phone unknown numbers that keeps calling my land line. I dont really answer the calls if it's not registered to my land line phone, but my husband is answering them.

As I visited the site, there's a lot of unknown numbers already listed. At least i have some idea who are this people keep calling my phone if ever it will appear on my land line.

So Report Annoying Callers now on this site so at least you can help other people to give them idea who they are.

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Shot on the Spot Tag

Thanks Ler with this tag you forwarded to me. It's been awhile we didnt talk and forwarding tag. You know what happened hehehe.

Anyways, Here is the photo that I took 1 minute ago.




1) Take a picture of yourself right NOW!.

2) DON'T change your clothes, DON'T fix your hair... Just take a picture.

3) Post that picture with NO editing.

4) Post these instruction with your picture.

5)Tag 10 people to do this.

Im Forwarding this tag to Gladys, Myrna, Chrama, Marie, Em, Mic, Michelle, Grace, Shella and Gina.

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Larson Shutter Company

Are you looking for exterior shutters an for your house? Then go to this site called larsonshuter.com. If you could see at the site, there's a lot of types of shutters you can get, custom sized, crafted and has 40 colors to choose from.

They have Dura-Vinyl Custom Sized Decorative Exterior Shutters too. And Atlantic Classic Shutters - Proprietary Composite Wood, Placer Authentic Wood Exterior House Shutters Custom Craftsmanship, Exterior Shutter Hardware. And there still more you can choose from.

So if ever you need some of those shutters, why not try this site and sure you will love it.

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My Bloging Personality




Your Blogging Type is Kind and Harmonious



You're an approachable blogger who tends to have many online friends.

People new to your blogging circle know they can count on you for support.

You tend to mediate fighting and drama. You set a cooperative tone.

You have a great eye for design - and your blog tends to be the best looking on the block!

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Local Match

I met my hubby online not on a dating site though but still it works for me and him. I have lots of friends met their love one on a dating site. So if you are interested why not try to Meet Local Singles in your area. This dating site has lots of profile of single man and woman. So browse now and maybe you can meet your partner in life there. It wont hurt you to try instead you can benefit it.

So try now.

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How to Stop Hiccups

Few minutes ago i had this annoying hiccups. Hiccups is known in my language as "Sid-ok". I hate this because it creates annoying sound and hurts me sometimes. Before when i have this hiccups i just deal with it until this night, husband told me to hold my breath for 10 seconds. And it really works for me. I was kinda amazed cause i never knew about it. I just knew that when you have this just drink a cup of water.

Anyways, for you to know, Hiccups are little more than a reflex. You get them when the vagus nerve or one of its branches, which runs from the brain to the abdomen, is irritated. Experts say hiccups are most often a reaction to common digestive disturbances. And they're usually more a nuisance than anything else. Even infants hiccup, and the reflex continues, about three to five times a year, throughout life.

So if ever the hiccups will hit you, just hold your breath for 10 seconds. You will see it will stop.

This is one thing I learned tonight. Thanks for my hubby and he told me about it.

Posted by -Jackie- at 11:39 PM

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Free Self-Publishing with Outskirts Press, Inc

Are you an author? Or are you fun writing staff about something different? Well, if you are a talented person in writing the it's your chance to win a big prize. You can publish your own book that you write at Outskirts Press.

This December Outskirts Press celebrates their Holiday Season through this promotion. You can receive 3 times their usual free author's copies upon publication. Last year's winner self-published his children's book with Outskirts Press with a service valued at over $1000 dollars.

So why not try your luck and win the big prize of this promotion. Click on the highlighted link for more information.



Press Release:

Denver, CO, December 08, 2008 --(PR.com)-- Outskirts Press, the fastest-growing self-publishing company in the industry, is inviting authors to celebrate the 2008 holiday season with the opportunity to win a complimentary self-publishing package. This exciting promotion will translate into hefty savings—potentially over $1000—for one lucky author.

“Full-service self-publishing with Outskirts Press is so simple, affordable, and fast that we’re excited to share it with new authors,” stated Author Services director, Karl Schroeder. “What a wonderful way to celebrate the season, with a free publishing package. Last year’s winner, Rudy E. Saucedo, won a full-color Pearl package worth $1000, and published his children’s story, The Old ’39 and the Eight Mice from Wisconsin. We’re anxious to see who wins this year!”

Also to celebrate the season of giving, all Outskirts Press package-paying authors throughout the month can receive 3 times their normal free author copies upon publication—up to 30 copies at the ultimate Diamond level—when they enter the applicable promotion code.

Important details about the Free Publishing Package holiday special and Extra Free Author’s Copies Promotion Code can be found at http://outskirtspress.com/monthly_promotion.html. To be eligible to be considered for the Free Package, authors must pay for their publishing package prior to New York City’s ball dropping ceremony on December 31st, 2008. The recipient of the free publishing package will be notified after their book enters the Printing Phase.

About Outskirts Press, Inc.
Outskirts Press, Inc. offers full-service, custom self-publishing services for authors seeking a cost-effective, fast, and flexible way to publish and distribute their books worldwide while retaining all their rights and full creative control. Available for authors globally at www.outskirtspress.com and located on the outskirts of Denver, Colorado, Outskirts Press represents the future of book publishing, today.

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Know Your Age Tag

I grab this Tag from Denz!! Thanks!!


::Start HERE::

RULES:
1. Add Your Name/Your Blog/ tell me if it’s True or False to the list. If you want to post this in your other blog, then add this post as well! No cheating! ;)
2. Get back to Me {YEN} and I’ll add your blogs to the master’s list here!
3. Tag as many friends online you know. But you don’t need to be tag in order to join.

Peeps who played along: 1. Yen in Me and Mine-TRUE 2. Van in Me,Myself+2-TRUE 3. blogscope in BlogScope- TRUE 4. C.A. of D’ Cooking Mudra -TRUE 5. tque95 of ISL Family -TRUE 6. Yenny in Little Peanut- TRUE 7. Life is What We Make it - TRUE 8. Wil in Wilstop- TRUE 9. Denz in denzRecreational - TRUE10. Jackie on Jackie's Everyday Life, Jackie Simply Pinay, A Whole New World- All True. 11.Your Name/Your Blog/True or False

Don’t tell me your age; you probably would tell a falsehood anyway-but your waiter may know!

DON’T CHEAT BY SCROLLING DOWN FIRST!

It takes less than a minute. Work this out as you read. Be sure you don’t read the bottom until you’ve worked it out! This is not one of those waste of time things, it’s fun.

1. First of all, pick the number of times a week that you would like to go out to eat. (more than once but less than 10)
2. Multiply this number by 2 (just to be bold)
3. Add 5
4. Multiply it by 50
5. If you have already had your birthday this year add 1758…If you haven’t, add 1757.
6. Now subtract the four digit year that you were born.

You should have a three digit number, The first digit of this was your original number. (I.e., How many times you want to go out to restaurants in a week.)

The next two numbers are YOUR AGE ! —— (Oh YES, it is!)

THIS IS THE ONLY YEAR (2008) IT WILL EVER WORK, SO SPREAD IT AROUND WHILE IT LASTS

::End HERE.::

Tagging You All!!

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Exterior vinyl shutters

If you want to make your house last and beautiful get this vinyl shutters. Larson's ExteriorShutterSource.com has been selling online for 40 year. You can guarantee that this vinyl shutters are manufacturers limited warranty against fading, cracking and peeling. Very affordable and you can get big discounts.

So if you need good stuff like this why not visit the site and see it for your self.

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A Massage in a bottle


Thanks Avee for tagging me with this.

Here are the rules:You are about to send a virtual Message In a Bottle across the Blog Ocean. Leave a message in the sand or on the bottle. Write anything you wish. Be a pirate or a poet. Serious or silly. Anonymous or not. What message would you like to send out to the universe? Message In A Bottle Meme...
1. Compose a message to place in your virtual bottle.
2. Right click and SAVE the blank graphic below:
3. Use a graphics program of your choice to place the message on the picture.
4. Post the Message In a Bottle meme and your creation on your blog along with these rules.
5. Tag a minimum of 5 bloggers - or your entire blogroll - to do the same. Notify them of the tag.

Im tagging Jerla, Myrna, Lerlyn, Lani, and Lizzie.
Your virtual bottle will remain afloat in the blogosphere ocean for all blogernity (That’s a Mimism for blog + eternity.) And my message is: A friend like you is a sunhine of life...I love my friends and i cant live without talking to a friend everyday....

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Belly Dance Video Clips

Want to learn Belly Dance on your own effort? No need to hire somebody to teach you how to dance Belly Dancing. All you have to do is order the Belly Dance Videos.

The Belly Dance Videos includes the instructions how to start in the basic moves, slow and fast moves. And the video includes the instructional video clips and describe how to perform on each step and explains the different types of belly dancing.

The Types of Belly Dance includes:

*Classic American Belly Dance
*Tribal Belly Dance
*Gypsy Belly Dance
*Goddess / Spiritual Belly Dance
*Fusion Belly Dance
*Fitness Belly Dance
*Egyptian / Raks Sharki
*Turkish / Oryantal Dansi
*Lebanese
*East Indian / Bollywood

So this is the things you will learn more about the Belly Dancing. Im sure you will enjoy this video especially when you have friends with you trying to learn and do the instructions. This will be a great fun and bonding with your friends or family.

I have a friend keep telling me to do the Belly Dancing. She is really into it and I can really tell she is more sexier since she started to dance Belly Dancing. You know why? This is good exercise for your hips and waist. I can really tell because my friend has nice body and nice hips and waist.

Anyways, if you are interested about Belly Dancing, why not try to get the Belly Dance Videos. Just click the highlighted link and will directed you to the site.

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Generation Y for Me




You Belong in Generation Y



You fit in best with people born between 1982 and 2001.

You are cooperative, flexible, and adaptable.

You know the world changes quickly, and you're eager to change with it.

You are socially responsible, forward thinking, and open minded.



This is somewhat true. I was born on August 1980. I tried to be open-minded and adaptable. Maybe thats why i dont really feel homesick. But still i miss my family.

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how to collect your debt

Yep people are trying to avoid calls from the people who they owe some money. Now, this is your chance to trick them. Use this new technique called spoof card. At www.SpoofCard.com you can see how to do it. They have guides how to do it. In fact, you can trick them calling with there work number or someone's number they know they can answer. And plus you can also record your conversation.

So if you have someone you want to get your money back and it's hard to collect the debt from them then try this one, it will work.


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Dream Match It Was!!

Me and Hubby went to my friend Jam's House to watched the Dream Match fight of De la Hoya and Pacquiao tonight. I was really happy because Pacman never fail us in signing up the Pay per view. Me and my 2 friends had to contribute for the pay per view. And we had fun screaming and cheering for Pacman. It was a great fight ever.

De la Hoya salutes Pacman for being so tough and strong boxer ever. Though we heard De la Hoya will win in this fight, i knew Pacman will win. So I was right!!

Now hubby will clean up the bathroom tomorrow cause we had a bet. lol!!

Anyways, Im so proud of you Manny!!! You made us happy and never fail us.

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Private student loans

I really wanted to go back to school. Here in US you cant get a decent job if you dont have a degree earned here. Even if you graduated college in your Homeland mostly employer wont hire you in higher position. That's why im really looking forward to have a degree here in America one day.

Talking about degree, i know this site that will provide good intentions. You can now get a private student loans. For those who just stay at home and blog, it's your chance now to go to school while blogging.

So I'm thinking one of this days and will make up my mind to get a private loan for school. So if you are interested too why not try this?

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Excited to watch Pacman Vs. Dela Hoya Live!!

Im so glad im off work today!!Or else im gonna miss the Dream Match Fight of Pacman and De la Hoya. Today me and some friends decided to get a pay per view and pay 55 bucks to watch the fight. So we're going to my friend Jam to watch it later. Im so excited cause me and hubby is fan of Pacman. And we hope and pray he will win in this fight. There is rumor he will lose but we'll see.

Anyways, gotta go now we have still lots of stuff to do. See yah guys!!

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A Filipina swept away by sneaker waves

It's so sad about what happened to a Filipina named Leafil Alforque who came here in America (Oregon) to marry her fiance Mr. Napper. Their love story is just the same with mine. They met in the internet and after years of chatting the guy met her and visited her in Philippines. So she came her as fiancee visa.

The story was Mr. Napper and Ms. Alforque went toward Proposal Rock hand in hand, ankle deep in water. All of a sudden a sneaker waves came and swept her away in the ocean. They said the body of her was not found yet.

It's so sad to read about this kind of story. Im sure her family back home in Philippines cant sleep and keep thinking about her.

I just hope her body will be found soon. Let's pray for her soul and her family and of course for the fiance to give him peace.

IF you want to read more. Just click here.

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Work Boots

Do you need a 5.11 Tactical boots and you cant find one? Well, no need for you to go to store by store and waste gas. All you have to do is click the site and get the boots you want. At the site, you can get a lot of stuff for army, police and military gears.

If you have friends who works in the military or police, you can share this site to them. Im sure this will help a lot for those who need a special gears.

And since it's Christmas this will be a nice gift for someone. Im sure they will love to receive a gift something that is useful for their daily life.

So what are you waiting for? Check it out!!


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Big Lots Store closing!!

We all know that we are in global crisis right now. So no wonder lots of people has no job and stores are start closing. Just like the Big lots store near in my place. All stuff is 20% off. So today since im off from work, me and hubby to drop by there and check what we can get. We got there in the afternoon and there's a lot of people shopping and getting some good stuff. So me and hubby got some stuff too like the deep fryer. I keep telling him to get one before until today we finally got one.

So tomorrow I'm gonna try my new deep fryer. Goodbye to the flying oil around lol. I hate it!!

Anyways, I heard lots of store will be closing. They said All circuit city store will be closing too. Too bad. I hope when our new President Barack Obama sit in the White House, hope everything will be back to normal.

So guys of course, things will be all right when we just work hard and be patient. Of course with prayers to the Almighty, for sure everything will be alright.

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Las Vegas Luxury Real Estate

Me and hubby really enjoyed our stay in Las Vegas. And you will really enjoy staying in there because you can see lots of stuff like rides, very nice hotels, the dancing fountain, shows and of course the casinos. Thats why we consider and have some plans to stay there for good. It's not just that, living in Las Vegas is not expensive, the houses and real state is cheap not like here in LA. It is very expensive and has a high cost of living.

Anyways, I have this site that will give you lost of option to find a nice house. The Luxury Las Vegas Real Estate will help you in your search of luxury houses to leave in Las Vegas.


So why not try the Anthem Country Club. You can build a luxury house in there and of course you will be near in a golf course. So for those who love playing the golf this is for you. And if you are the person who loves the fresh air, you should buy a house at Red Rock Country Club. At Red Rock Country club there are features of lush landscaping with tall Palm Trees lining the streets.

So why not try to browse the site for more information. Im sure you will love staying at the new home in Las Vegas.

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Bihon Time!!!

Since it's my Off today again, im now preparing my recipe for dinner tonight. Actually, i just started slicing the veggies for my Bihon Recipe. So im kinda multi-tasking right now, blogging and cooking. I hope hubby will like it. Oh well..he likes it or not he has no choice hahaha..

Okay guys, see you around..

Ill post my Bihon later when im done okay?

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Need New watch?

A watch is very important. Wherever we will go we need to know the time so we can avoid circumstances like being late. Specially when we need to go to work. A watch is very need in our daily life. Just like me I cant go to work and leave the house without my beloved watch. That's why I love collecting good watches. Not to mention i have good watches from different brands. I have like 5 watches in my closet. So everyday I wear different watch.

Anyways, I just knew a good watch called tag aquaracer. As i view the site, I fall in love right away with their watches they have. One thing that is good they have on sale of watches. You can discount of 40% off and there's still more. At the site, they have a wider selection and different styles for men and women. And since Christmas is right around the corner, this will be a nice gift to your love ones. Im sure they will love it.

So if you need new watch just go to the site and get one of the Tag Heuer watches. Or if you still finding a nice gift for your love one and make this as a memorable gift, why not give them a watch like this?

So what are you waiting for? Order now!!!

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The Filipino Channel (TFC)

The advertisement on TV made me to signed up the TFC. Hubby called our cable provider Time Warner to know how much for the TFC subscription and since it's just only 11.95 dollars a month, i go for it. Now since last night i feel so happy and very feel at home to watch the TV patrol news and other telenovelas from ABS-CBN.

I didnt regret my subscription for TFC, its really worth it. It made my homesick and depression go away. Im so happy to watch all my favorite prime time TV series from TFC.

So guys, if you dont have TFC yet, sign up now. What is 11.95 a month. It's really worth it!!

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